HSA Eligible Expenses

You can save up to 40% on an extensive range of eligible expenses with an HSA. This list includes products and services that are typically covered by most Health Savings Accounts. Click on the WageWorks logo above and enter your User Name and Password to see your employer's complete list of eligible expenses.

Click on a letter to view expenses that begin with that letter.

 
HSA
01 - Rx (prescription)
Yes
02 - Co-payment (medical)
Yes
03 - Office visit (medical)
Yes
04 - Dental
Yes
05 - Over-the-counter (eligible)
Yes
06 - Vision
Yes
07 - Psych / therapy
Yes
08 - Chiropractic care
Yes
09 - Lab (medical)
Yes
10 - Orthodontia
Yes
11 - Hospital fees
Yes
12 - X-ray (medical)
Yes
13 - Over-the-counter vision products
Yes
Acne treatments (over-the-counter)
Yes
Acupuncture
Yes
Adoption (medical expenses related to)
Yes
Adoption fees
No
Alcoholism treatment
Yes
Allergy & sinus medicine and products (over-the-counter)
Yes
Allergy medication (prescription)
Yes
Allergy treatment products
Maybe
Alternative dietary supplements (for treatment of a medical condition)
Maybe
Alternative drugs and medicines (for treatment of a medical condition)
Maybe
Alternative healers (for treatment of a medical condition)
Maybe
Ambulance and emergency health services
Yes
Anesthesia (for non-cosmetic purposes)
Yes
Antacid (over-the-counter)
Yes
Antibiotic ointment (over-the-counter)
Yes
Aspirin or other pain reliever (over-the-counter)
Yes
Asthma medicines or treatments (over-the-counter)
Yes
Athletic treatments/braces
Yes
Bandages and related items (over-the-counter)
Yes
Birth control (over-the-counter)
Yes
Birth control (prescription or other)
Yes
Blood pressure monitor
Yes
Blood sugar test kits and test strips
Yes
Body scans
Yes
Braille books and magazines (difference in cost only)
Maybe
Breast pump (to compensate for a medical condition)
Maybe
Breastfeeding classes
No

Breast reconstruction surgery following mastectomy

Yes

Cancer (fixed indemnity, $x per day) insurance premiums

No

Canker & cold sore treatments (over-the-counter)
Yes
Car modifications (as required for a medical condition diagnosed by a licensed health care professional)
Maybe
Chest rubs (over-the-counter)
Yes
Child or newborn care instruction
No
Childbirth classes
Yes
Chiropractic care
Yes
Chiropractic office visit or treatment
Yes
Christian Science practitioners
Yes
Cholesterol test kits and supplies
Maybe
COBRA premiums (dental)
Yes
COBRA premiums (medical)
Yes
COBRA premiums (other)
Yes
COBRA premiums (prescription)
Yes
COBRA premiums (vision)
Yes
Co-insurance (dental)
Yes
Co-insurance (medical)
Yes
Co-insurance (prescription)
Yes
Co-insurance (vision)
Yes
Cold & flu medicine (over-the-counter)
Yes
Cold cream (over-the-counter)
No
Compression or anti-embolism socks, stockings or hose
Yes
Concierge medical fees (billed for actual services received)
Yes
Concierge medical fees (billed for future availability of services, with no services actually received)
No
Condoms and spermicides
Yes
Contact lenses, cleaning solutions, etc.
Yes
Contraceptives (prescription or over-the-counter)
Yes
Co-payment (dental)
Yes
Co-payment (medical)
Yes
Co-payment (other)
Yes
Co-payment (vision)
Yes
Cord blood storage (for future treatment of a birth defect or known medical condition)
Maybe
Cord blood storage (for unidentified future use)
No

Corn and callus remover (over-the-counter)

Yes
Corneal keratotomy
Yes
Cosmetic surgery
No
Cough drops & sore throat lozenges (over-the-counter)
Yes
Cough syrup (over-the-counter)
Yes
Counseling (for treatment of a medical condition)
Yes
CPR classes (adult or child)
No
Crutches, canes or like equipment (purchase or rental)
Yes
Dancing lessons (for treatment of a medical condition)
Maybe
Deductible for dental plan
Yes
Deductible for medical plan
Yes
Deductible for prescription plan
Yes
Deductible for vision plan
Yes
Dental care
Yes
Dental co-insurance
Yes
Dental co-payment
Yes
Dental insurance or plan premiums
Yes
Dental products
Maybe
Dental reconstruction
Yes
Dental veneers
Maybe
Dentures, bridges, etc.
Yes
Diabetic monitor, test kits, strips and supplies
Yes
Diagnostic services
Yes

Diaper Rash Ointments and Creams

Yes
Diapers and diaper services
No
Dietary supplements (for treatment of a medical condition)
Maybe
Doula
No
Drug addiction treatment
Yes
Drugs (experimental or imported)
No
Drugs (prescription)
Yes
Dyslexia treatment
Yes
Ear drops & wax removal (over-the-counter)
Yes
Educational classes or tuition
No
Electrolysis
No
Emergency kits (over-the-counter)
No
Exercise equipment (for treatment of a medical condition)
Maybe
Eye examinations
Yes
Eye related equipment/materials
Yes
Eye surgery or treatment to correct vision
Yes
Eyeglasses (over-the-counter)
Yes
Eyeglasses (prescription)
Yes
Face lifts
No
Fertility monitor (over-the-counter)
Yes
Fertility treatment (for employee, spouse or dependent)
Yes
Fertility treatment (for non-dependent surrogate)
No
First aid kits (over-the-counter)
Yes
Fitness programs
Maybe
Flu shots
Yes
Funeral expenses
No
Gastrointestinal medication (over-the-counter)
Yes
Guide dog (dog, training, care)
Yes
Hair regrowth products
No
Hair removal
No
Hair transplant
No
Hair treatments
No
Hand lotion (over-the-counter)
No
Health club dues
Maybe
Health insurance or plan premiums
Yes
Health savings account (HSA) contributions
No
Hearing aids and batteries
Yes
Herbal or homeopathic medicines (over-the-counter)
No
Home improvements (as required for a medical condition diagnosed by a licensed health care professional)
Maybe

Hospital fees

Yes

Hospital (fixed indemnity$x per day) insurance premiums

No
Hospital services
Yes
Household help
No
Humidifier, air filter and supplies
Maybe
Illegal operations or substances
No
Immunizations
Yes
Incontinence supplies
Yes
Individual dental plan premiums
Yes
Individual medical plan premiums
Yes
Individual plan premiums
Yes
Individual prescription plan premiums
Yes
Individual vision plan premiums
Yes
Infertility treatment (for employee, spouse or dependent)
Yes
Insulin, testing materials and supplies
Yes
Laboratory fees
Yes
Lactose intolerance (over-the-counter)
Yes
Lamaze classes
Yes
Laser eye surgery
Yes
Lasik
Yes
Late payment fees charged by health care provider
No
Laxatives (over-the-counter)
Yes
Learning disability treatments
Yes
Lice treatment (over-the-counter)
Yes
Listening therapy
Yes
Lodging (essential to receive medical care)
Maybe
Long term care premiums (up to IRS tax-free limit, see IRS Publication 502)
Yes
Long term care services
Yes
Magnetic therapy (over-the-counter)
No
Marriage counseling
No
Massage therapy (for treatment of a medical condition)
Maybe
Mastectomy-related special bras
Yes
Maternity clothes
No
Medical abortion
Yes
Medical co-insurance
Yes
Medical co-payment
Yes
Medical equipment (for treatment of medical condition) and repairs
Yes
Medical insurance or plan premiums
Yes
Medical literature, books, pamphlets or audio
No
Medical monitoring and testing devices
Yes
Medical records charges
Yes
Medical savings account (MSA) contributions
No
Medical supplies (for treatment of a medical condition)
Yes
Medicare alternative insurance or plan premiums
Yes
Medicare Part B premiums
Yes
Medicare supplement policy premiums
No
Medicines (over-the-counter)
Yes
Medicines (prescription)
Yes
Midwife
Yes
Mileage ($.27 per documented mile for travel to/from eligible health care effective July 1, 2008, $.19 per documented mile for travel to/from eligible health care prior to July 1, 2008)
Yes
Modified equipment (difference in cost only)
Maybe
Monitors & test kits (over-the-counter)
Yes
Motion & nausea
Yes
Nasal sprays
Yes
Nasal strips (over-the-counter)
Yes
No show fees charged by health care provider
No
Non-prescription drugs and medicines (for non-cosmetic purposes)
Yes
Norplant insertion or removal
Yes
Nursing services (wages and taxes)
Yes
Nutritional supplements (for treatment of a medical condition)
Maybe
OB/GYN fees
Yes
Occlusal guards to prevent teeth grinding
Yes
Occupational therapy (related to a medical condition or disability)
Yes
Office visits (chiro)
Yes
Office visits (dental)
Yes
Office visits (medical)
Yes
Office visits (psych/therapy)
Yes
Office visits (vision)
Yes
Operations (for non-cosmetic purposes)
Yes
Optometrist / ophthalmologist fees
Yes
Oral care (over-the-counter)
No
Organ transplants (recipient and donor)
Yes
Ortho keratotomy
Yes
Orthodontia (braces and retainers)
Yes

Orthopedic & surgical supports

Yes

Orthopedic shoes and inserts (only the excess cost of the specialized orthopedic shoe over the cost of a regular shoe qualifies)

Maybe

Over-the-counter acne treatments
Yes
Over-the-counter allergy & sinus medicine
Yes
Over-the-counter antacid
Yes
Over-the-counter antibiotic ointment
Yes
Over-the-counter aspirin or other pain reliever
Yes
Over-the-counter asthma medicines or treatments
Yes
Over-the-counter bandages and related items
Yes
Over-the-counter canker & cold sore treatments
Yes
Over-the-counter chest rubs
Yes
Over-the-counter cold & flu medicine
Yes
Over-the-counter cold & flu prevention
Yes
Over-the-counter cold cream
No
Over-the-counter cough drops & sore throat lozenges
Yes
Over-the-counter cough syrup
Yes

Over-the-counter (eligible medical)

Yes
Over-the-counter health care products (eligible)
Yes
Over-the-counter health care products (not eligible)
No
Over-the-counter medication
Yes

Over-the-counter motion sickness

Yes

Over-the-counter sleep aids and sedatives

Yes

Over-the-counter oral and teething pain

Yes
Over-the-counter products for dental ailments
Yes
Over-the-counter products for general dental care
No
Over-the-counter vision products
Yes
Ovulation monitor (over-the-counter)
Yes
Oxygen
Yes
Pain reliever (over-the-counter)
Yes

Parental fees (from Minnesota state for disabled children; billed for actual services received)

Yes

Parental fees (from Minnesota state for disabled children; billed for future availability of services, with no services actually received)

No
Personal use items (toothbrush, toothpaste, etc.)
No
Physical exams
Yes
Physical therapy
Yes
Physician retainer fee (for on-call or concierge services)
No
Pregnancy tests (over-the-counter)
Yes
Prescription co-insurance
Yes
Prescription co-payment
Yes
Prescription drugs (for non-cosmetic purposes)
Yes
Prescription drugs for cosmetic purposes
No
Prescription drugs for hair regrowth
No
Prescription insurance or plan premiums
Yes
Propecia (for treatment of a medical condition)
Maybe
Prosthesis
Yes
Psychiatric care
Yes
Psychoanalysis
Yes
Psychologist fees
Yes
Radial keratotomy (RK)
Yes
Reading glasses (over the counter)
Yes
Reconstructive surgery (following accident or medical procedure or condition)
Maybe
Removal of benign mole, cyst or tumor
Yes
Retainer fee (to physician for on-call or concierge services)
No
Retin-A (for non-cosmetic purposes)
Maybe
Rogaine or other hair regrowth medications (for treatment of a medical condition)
Maybe

Sales tax, shipping and handling fees (for any eligible expenses on this list)

Yes
Smoking cessation (programs / counseling)
Yes
Smoking cessation drugs (prescription)
Yes
Smoking cessation gum or patches (over-the-counter)
Yes
Special equipment
Maybe
Special foods (gluten-free, salt-free or other for treatment of a medical condition; difference in cost only)
Maybe
Special school (for mental and physical disabilities)
Maybe
Speech therapy
Yes
Sterilization
Yes

Student health fees billed for the future availability of services, with no services actually received (for dental services)

No

Student health fees billed for services actually received (for dental services)

Yes

Student health fees billed for the future availability of services, with no services actually received (for medical services)

No

Student health fees billed for services actually received (for medical services)

Yes

Student health fees billed for the future availability of services, with no services actually received (for prescriptions)

No

Student health fees billed for services actually received (for prescriptions)

Yes

Student health fees billed for the future availability of services, with no services actually received (for vision services)

No

Student health fees billed for services actually received (for vision services)

Yes

Sunburn creams and ointments (ex., Solarcaine)

Yes
Sunglasses (over-the-counter)
No
Sunglasses (prescription)
Yes
Sunscreen (over-the-counter; with SPF 30 or higher)
Yes
Suntan Lotion
No
Supplies (for treatment of a medical condition)
Maybe
Surgery (for non-cosmetic purposes)
Yes
Swimming lessons (for treatment of a medical condition)
Maybe
Teeth bleaching or whitening
No
Teeth grinding prevention devices
Yes
Therapy (for treatment of a medical condition)
Yes

Toothache and Teething Pain Relievers

Yes
Toothpaste, toothbrush, floss
No
Transgender treatments / surgery
Maybe
Transportation, parking and related travel expenses (essential to receive medical care)
Maybe
Tubal ligation
Yes
Tuition or educational classes
No
UV protection clothing
No
Urological products
Yes
Vaccinations
Yes
Varicose vein removal surgery
Yes
Vasectomy
Yes
Viagra and similar prescription medications
Yes
Vision co-insurance
Yes
Vision co-payment
Yes
Vision insurance or plan premiums
Yes
Vitamins (over-the-counter, for general health purposes)
No
Vitamins (prescription)
Yes

Walking Aid

Yes

Wart Removal Treatments

Yes
Weight loss counseling
Maybe
Weight loss foods
No
Weight loss program (to improve or maintain general health)
No
Weight loss program or drugs (for treatment of a medical condition)
Maybe
Wheelchair, accessories and repairs
Yes
Wound care (over-the-counter)
Yes
X-ray fees (dental)
Yes
X-ray fees (medical)
Yes