|Health Care Card
The place to come for information on everything relating your WageWorks Health Care Card and the IRS rules that govern its use.
New Law Requires Prescription to Purchase OTC Drugs with the Health Care Card
On January 1, 2011, a new law took effect that requires a prescription in order to purchase or be reimbursed for Over-the-Counter (OTC) drugs from a medical spending or savings plan.
How to Use Your Card to Purchase OTC Drugs at the Pharmacy with a Prescription
Because of the new 2011 Health Care Reform Law, you will first need to go to your health care provider and have him or her write you a prescription for the OTC drug or drug category (Claritin or loratadine). If you use a WageWorks Health Care Card, you can then take the prescription to the pharmacy counter and use your Card to fill it and make the purchase. If the pharmacy has a standardized inventory system (IIAS), the transaction will be automatically verified and no further action will be required. If it is a non-IIAS pharmacy, you will have to send the prescription and a detailed register receipt to WageWorks to complete the verification process. You will not be able to use your Card at the general merchandise checkout, as OTC drugs have been removed from the list of items eligible for purchase generally. If you do not use a Card, you can file a Pay Me Back claim along with the detailed register receipt and prescription for reimbursement.
Please note: Not all OTC items require a prescription. Medical devices (such as monitors) and supplies (such as bandages and contact lens solution) are not affected by the new law and can still be purchased or reimbursed from your account without a prescription. (See the OTC Fact sheet for more information.) In order to purchase non-drug OTC items with the Card, the merchant must have an IIAS inventory system in place that can automatically verify transactions at checkout.
For more information visit the health care reform page.
What is IIAS?
IIAS is the common acronym for the IRS-approved Inventory Information Approval System. IIAS was introduced in 2008 and enables participating merchants to verify Card purchases right at the check-out counter. Since all stores (including pharmacies and drug stores) that sell general merchandise along with health care items must participate to accept the Card, it practically eliminates the need and hassle of having to submit receipts to verify the transaction after the purchase.
While there is much more to IIAS than you"ll ever want to know, everything you need to know, like how and where to use your Card, can be found right on this page. Check back frequently for updates and more information.
Where to Shop with Your Card
Go to www.sigis.com (or go directly to www.sig-is.org) for the most up-to-date list of merchants with the IRS-approved inventory system. The list is maintained by the Special Interest Group for IIAS Standards (SIGIS), which is the industry group responsible for maintaining a standard solution that meets the IRS's requirements.
You can shop at any of the merchants on the SIGIS list without the risk of being denied. A handful of merchants, such as Walgreen's, maintain their own IRS-approved system that enables them to accept the Card. If you do not see a merchant on the list, you may want to contact them to see whether they are independently approved to accept the Card.
How to Use Your WageWorks Health Care Card
Your WageWorks Health Care Card is only for use at select pharmacies, health care providers, and general merchandise stores that have an industry standard (IIAS) inventory and checkout system.
The WageWorks Health Care Card and IRS Card Rules and Regulations FAQ
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