Healthcare Flexible Spending Accounts (FSA) allow you to use the money contributed to pay for unexpected and eligible expenses as they arise, including on the first day of the plan year if needed. Read on for ways to use your Heathcare FSA all year long.
Please note: Some of the items below may require a prescription from your doctor, so be sure to double check FSA eligibility by logging into your WageWorks account.
FEBRUARY — Beat the cold. If winter ailments strike, get relief from your symptoms with FSA-eligible cough, cold and flu products. See what’s available for purchase on the FSA Store, such as cough drops and saline spray, to get back on the road to recovery. And, if your doctor prescribes an over-the-counter medication, those are eligible, too!
MARCH — Kick back for spring break. If you’re headed on vacation with your family this month, use your FSA for travel essentials, such as first-aid supplies and acupressure bands to relieve motion sickness.
APRIL —Grow your family. You can use your FSA for many important family planningexpenses, including pregnancy tests, fertility treatments, prenatal vitamins, midwife services and breastfeeding classes and supplies.
MAY — Smell the flowers. April showers bring May flowers—and with that, a spike in allergy symptoms. Get relief from sneezing and watery eyes with FSA-eligible non-medicated allergy and sinus products, which include children’s allergy relief, as well. If your doctor prescribes an over-the-counter medication, remember those are eligible, too!
JUNE – (Don’t) Feel the burn. Get outside and have fun in the sun, but keep those potentially harmful UV rays at bay. Stock up on FSA-eligible sunscreen sprays and lotions.
JULY – Run, Forrest, Run. Whether you’re training for a marathon or just enjoying a casual morning jog, get the support you need for strained and sore muscles. Check out the wide range of foot braces, ankle braces and knee braces that are FSA-eligible.
AUGUST – See (and be) your best. Did you know August is Children’s Eye Health and Safety Month? Take care of your eyes—and those of your spouse and dependents. Use your FSA to pay for eye exams, eyeglasses, contact lenses or laser eye surgery. Reading glasses are also eligible and can be purchased without a prescription.
SEPTEMBER – Get your annual checkups and immunizations. If you haven’t already, schedule your annual visits with your general practitioner, dentist and eye doctor. Co-payments for medical, dental and vision office visits are FSA-eligible.
OCTOBER – Support breast cancer awareness. Take charge of your health and stay on top of recommended health visits and exams. Use your FSA to pay for ob-gyn co-payments or a visit to your healthcare provider for preventative checkups.
NOVEMBER — Kick the habit. On the third Thursday of November, individuals will take part in the American Cancer Society Great American Smokeout. If you’re a smoker—or your spouse is—and ready to take a big step toward a healthier lifestyle, use your FSA to help pay for smoking cessation counseling programs and smoking deterrents, such as nicotine gum.
DECEMBER – Celebrate Carryover. If you have an FSA with Carryover, there’s no end-of-year rush to spend down your FSA balance. Carry over up to $500 of unused FSA funds to the next plan year and gear up for continued 2018 savings.