Open Enrollment Center

Employee Benefits

Open Enrollment 101

Open Enrollment 2017

Open Enrollment is a time of year reserved just for you! It’s your opportunity to ensure you have the best possible benefits coverage for you and your family. During Open Enrollment you can:

  • Review the options available through your employer’s benefits package
  • Enroll or re-enroll in programs that can save you money
  • Change or add to existing benefits
  • Minimize out-of-pocket costs in the year to come

The timeframe varies by employer, so ask your HR representative or benefits administrator when Open Enrollment is scheduled.

Why Open Enrollment Matters

This is your one chance each year to:

Select the benefits that are best for you.

Take time to educate yourself and evaluate all of your benefits options. Look at your current benefit elections and ask yourself:

  • How well does my current plan fit my needs?
  • Does it cover the services I need?
  • Is there another type of plan that’s better suited for my healthcare, lifestyle or budget?

Consider additional ways to save on healthcare, dependent care and commuter costs.

Consumer-Directed Benefits, such as Health Savings Accounts (HSAs), Healthcare Flexible Spending Accounts (FSAs),Dependent Care FSAs and Commuter Benefits, provide a tax break and an easy way to manage every day, eligible expenses. 

Plan ahead for your needs in the coming year.

Look at last year’s expenses as a starting point, then think about your 2017 expenses:

  • Are you anticipating big out-of-pocket expenses in the coming year?
  • Are you planning to expand your family?
  • Will you commute to work?

The answers to these questions should help guide your decision-making.


Take Your Time and Choose Wisely

Open Enrollment takes place over an extended time period for a reason: Evaluating and weighing your options takes time. Don’t rush the process. Skimming information or simply choosing to re-enroll in the benefits can cost you money. You may be losing out on new and better plans and valuable savings.

Save the Dates

Keep an eye out for emails and mailed flyers with details on benefits plans and Open Enrollment deadlines. Note the dates in your calendar and RSVP for your meetings, if needed. If your employer offers webinars, lunch and learns or other enrollment events, plan to participate. 

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