Healthcare Flexible Spending Account
What is it?
A Healthcare FSA Is a Smart Move
A Healthcare Flexible Spending Account (FSA) is a pre-tax benefit account used to pay for eligible medical, dental, and vision care expenses that aren’t covered by your insurance plan or elsewhere. A Healthcare FSA is a smart, simple way to save money while helping to keep you and your family healthy.
How It Can Help
Save an average of 30% on a wide variety of eligible healthcare expenses
Access the full annual election amount of your account on day one of your plan year
Use several payment and reimbursement options
How do I sign up?
Sign Up During Open Enrollment
Ready to save? Sign up for your Healthcare FSA during your Open Enrollment period.
Go to KEHP.ky.gov for Open Enrollment information or contact your agency Insurance Coordinator or Human Resources Department for more information today!
How does it work?
How a Healthcare FSA with Carryover Works
You may carry over a minimum of $50 up to a maximum of $500 of your Healthcare FSA balance from one plan year to the next.
Watch It In Action: Healthcare FSA with Carryover
Using Your Account
With a variety of payment and reimbursement options, your Healthcare FSA is easy to use.
Pay by Debit Card
Use the WageWorks® Healthcare Card associated with your account to pay for hundreds of eligible healthcare products and services for you, your spouse, and your dependents. It works like a debit card. Money is deducted directly from your account.
Pay Your Provider
Arrange for convenient direct payments to your healthcare provider. Simply access your WageWorks account online and fill out a simple form to have eligible expenses paid directly from your account.
Pay You Back
Arrange for account funds to be transferred to your checking account or a check to be mailed to reimburse you for eligible expenses you've already paid.
Managing Your Account
You can manage your account via a secure website on any computer or mobile device that’s connected to the Internet or via the WageWorks EZ Receipts® mobile app.
The WageWorks EZ Receipts app makes managing your Healthcare FSA quick, easy, and completely mobile. Once you download the app to your mobile device and log in to your account, you can check your balances, submit claims, view transactions, take photos of receipts, and get account alerts by text or email.
Contributing to Your Account
You can contribute up to a maximum of $2,500 to your Healthcare FSA.