Waiver Dental/Vision Only HRA
Get up to $2,100 from your employer to make your dental and vision care more affordable
What is it?
See the Savings of a Waiver Dental/Vision Only HRA and Smile
A WageWorks® KEHP Waiver Dental/Vision Only Health Reimbursement Arrangement (HRA) is an employer-sponsored account to reimburse a portion of your eligible out-of-pocket dental and vision care expenses. If you’re eligible to receive KEHP health insurance coverage, but you’ve elected to waive it, you’re eligible to receive a Waiver Dental/Vision Only HRA funded entirely by your employer to help with dental and vision costs. If your spouse has a Health Savings Account, this HRA is a great accompaniment.
How It Can Help
Get $2,100 each year from your employer to pay for eligible dental and vision care expenses when you waive health insurance coverage
Use a handy debit card to pay for eligible expenses
Submit receipts for reimbursement right from your mobile device
How do I sign up?
Sign Up Now
Ready to save? Sign up for your Waiver Dental/Vision Only HRA during your Open Enrollment period.
Go to KEHP.ky.gov for Open Enrollment information or contact your agency Insurance Coordinator or Human Resources Department for more information today!
How does it work?
How a Waiver Dental/Vision Only HRA Works
Waive health insurance coverage and receive a $2,100 Waiver Dental/Vision Only HRA funded entirely by your employer. It’s just another way your employer helps you make your healthcare more affordable.
Use your Waiver Dental/Vision Only HRA to reduce your out-of-pocket spending on eligible dental and vision care expenses. Your Waiver Dental/Vision Only HRA is available to you in two installments. You have half of your total Waiver Dental/Vision Only HRA available to you on January 1.
When you waive health insurance coverage, your employer contributes a total of $2,100 to your Waiver Dental/Vision Only HRA in two installments:
The maximum carryover amount each year is $7,500 as long as you continue to waive your health insurance coverage and elect a Waiver Dental/Vision Only HRA the following year.
To be eligible for a Waiver Dental/Vision Only HRA you must:
Are you eligible for a Waiver Dental/Vision Only HRA? Examples:
Using Your Account
With a variety of payment and reimbursement options, your Waiver Dental/Vision Only HRA is easy to use.
Pay by Debit Card
Use the WageWorks® Healthcare Card associated with your account to pay for hundreds of eligible healthcare products and services for you, your spouse, and your dependents. It comes to you preloaded with the first $1,050 Waiver Dental/Vision Only HRA installment.
The WageWorks Healthcare Card works like a debit card. Just swipe your card at any in-network provider’s office or pharmacy and the eligible expense amount is deducted directly from your account.
Since your medical plan is not through KEHP, you need to keep your receipts and submit them for your expenses, even if you use your WageWorks® Healthcare Card. You can submit receipts and verify expenses by logging in to your online WageWorks account or by using the WageWorks EZ Receipts mobile app.
Pay Your Provider
Arrange for convenient direct payments to your healthcare provider. Simply access your online WageWorks account and fill out a simple form to have eligible expenses paid directly from your account.
Pay You Back
Arrange for account funds to be transferred to your checking account or a check to be mailed to reimburse you for eligible expenses you've already paid.
Managing Your Account
You can manage your account via a secure website on any computer or mobile device that’s connected to the Internet or via the WageWorks EZ Receipts® mobile app.
The WageWorks EZ Receipts app makes managing your account quick, easy, and completely mobile. Once you download the app to your mobile device and log in to your account, you can check your balances, submit claims, view transactions, take photos of receipts, and get account alerts by text or email.
Use your Waiver Dental/Vision Only HRA to get reimbursed for a wide variety of dental and vision care products and services.
Common eligible expenses include: