Frequently Asked Questions
What is an eligible expense? Is my dentist considered an approved merchant? Are your dependents’ expenses covered? Find answers to all your questions about your WageWorks HRA.
A Health Reimbursement Arrangement (HRA) is an excellent benefit option more and more employers are offering every day.
Your HRA is governed by IRS Regulations that details who is eligible to use the account and what, where, and how the money in it is to be used.
You can pay many of your eligible healthcare expenses directly from your HRA account with Pay My Provider.
There’s no need to fill out paper forms. It's quick, easy, secure and available online at any time. Review the Claim and Card Use Verification Checklist.
To pay a provider:
If you'd prefer to submit a paper claim form to request reimbursement for your eligible expenses, choose the "Pay Me Back' option.
Eligible expenses under your Waiver Dental/Vision Only HRA include dental and vision services only, such as dental cleanings, braces, eye exams and lasik eye surgery.
If you have both accounts, expenses eligible under both plans are first reimbursed through your Healthcare FSA.
Medical expenses can be reimbursed for spouses and children of HRA participants if both the participant and their dependent have group coverage through either the participant’s, the spouse’s or dependent child’s employer as long as there is a certification by participant that they have eligible coverage somewhere else.
According to the IRS, your employer owns your account.
According to IRS rules, HRAs are fully owned and funded by the employer.
Typically, no. Under most HRA plan rules, the accounts aren’t individually owned bank accounts that are eligible to earn interest.
Any funds in your HRA are forfeited when you leave your job or retire.
Yes, it will roll over if you continue to waive your health insurance and elect a Waiver Dental/Vision Only HRA. The maximum carryover amount each year is $7,500.
The IRS requires that medical expenses reimbursed through an HRA must be primarily for the diagnosis, treatment or prevention of disease.
For example, your doctor may prescribe a vitamin to treat your medical condition. Because vitamins are generally considered an ineligible expense, you will need a letter from your medical provider detailing the type of service rendered and the treatment necessary.
The IRS has changed mileage reimbursement rates for medical care effective based on the date the service is incurred. Mileage for travel to / from eligible healthcare – On or after January 1, 2016 $.19 per documented mile.
Please include the following information with your mileage claim: