Health Reimbursement Arrangement
A Health Reimbursement Arrangement (HRA) is an employer-sponsored account to reimburse a portion of your eligible out-of-pocket medical expenses, such as deductibles, coinsurance, and pharmacy expenses. It’s not an insurance plan, but a reimbursement funded entirely by your employer to help you make healthcare more affordable.
Why You Need It
- Bridge the gap on eligible healthcare costs that you bear before your insurance kicks in
- Use a handy debit card to pay for eligible expenses
- Submit receipts for reimbursement right from your mobile device
“I love my HRA. My employer reimburses me for eligible healthcare expenses. It’s like getting free money. What could be smarter?”
- A happy HRA participant
How It Works
Simply pay and be reimbursed for eligible out-of-pocket healthcare expenses. Your employer sets your annual healthcare reimbursement limit and determines which expenses are eligible for reimbursement. Typical eligible expenses include deductibles, coinsurance, and pharmacy expenses.
How You Use It
Use the convenient Healthcare Card associated with your HRA to pay for hundreds of eligible healthcare products and services for you, your spouse, and your dependents.
How You Manage It
Manage your HRA via a secure website on any computer or mobile device that’s connected to the Internet or via the EZ Receipts® mobile app.