Compliance Briefing Center

Regulatory Updates

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to Manage Benefits}

IRS Announces Increased 2013 HSA Index Figures

On April 27, 2012, the IRS released the new Health Savings Account (HSA) index figures for 2013. The early release of the following year's index dates back to 2011 and is intended to help plan sponsors and participants budget and plan for the upcoming year. The 2013 index includes increases to the individual and family contribution limits, minimum annual deductible and maximum out-of-pocket expenses. See the table below for details and the IRS Revenue Procedure publication (RP-2012-26) for the text of the 2013 index figures.

2013 Health Savings Account Index Figures

Minimum deductible amounts for the qualifying high deductible health plan (HDHP)
Individual coverage $1,200 $1,250
Family Coverage $2,400 $2,500
Maximum contribution levels
Individual coverage $3,100 $3,250
Family Coverage $6,250 6,450
Catch-up contribution allowed for those 55 and over $1,000 $1,000
Maximum for HDHP out-of-pocket expenses
Individual coverage $6,050 $6,250
Family Coverage $12,100 $12,500


Click here to go to RP-2012-26.

Click here for a chart containing historical HSA index figures dating back to 2004.